For families in India

Your family’s policies, loans and due dates — in one place

TotalFolio keeps every insurance policy, loan, deposit, fund, share and document your family has, and reminds you before anything lapses.

Free. Coming soon to Google Play, for Android.

TotalFolioExample

Next 30 days

  • Car insuranceRenewal, 5 Novin 12 days
  • LIC policyPremium, 11 Novin 18 days
  • Home loanEMI, 15 Novin 22 days
  • Fixed depositMaturity, 20 Novin 27 days

Your records are private: saved encrypted on this phone.

  • On your phone, encryptedYour records stay with you.
  • No account, no adsOpen the app and start.
  • Nothing sent to usWe have no server.
  • Not an adviserIt keeps records and dates, nothing else.

What you can keep

One record for each thing your family has: the details you need, nominees where they apply, and photos and PDFs of the papers. Each record can be for anyone in your family.

  • Term life insurance
  • LIC, endowment and ULIP
  • Health insurance
  • Car and bike insurance
  • Other insurance
  • Home, car, personal and education loans
  • Money lent
  • Bank accounts and lockers
  • Fixed and recurring deposits
  • PPF, SSY, NPS and small savings
  • Mutual funds and SIPs
  • Shares and demat
  • EPF and gratuity
  • Gold and SGBs
  • Property
  • Vehicle papers
  • Passport, PAN and other documents
  • Credit cards
  • Anything else

A reminder before anything lapses

For example, TotalFolio can remind you about:

  • the LIC premium, and the car and health insurance renewals
  • a loan EMI and the credit card bill
  • PPF’s ₹500 before 31 March, so the account stays active
  • an FD that is maturing
  • the PUC certificate or the passport running out
  1. Add it onceThe details and the dates that matter.
  2. Choose how many days beforeYour phone reminds you, even without internet.
  3. Tap Paid or RenewedThe next date is set for you.

Private by design

TotalFolio has no account and no server. What you keep in it stays yours.

On your phone

Your records are saved encrypted, and the key stays in your phone’s secure storage. Lock the app with your phone’s own fingerprint, face or PIN.

Your own backup

If you choose, an encrypted copy goes to your own Google Drive. Only you can open it, with a password you choose, on a new phone too.

Nothing to us

There are no ads, no analytics and no tracking. TotalFolio never asks for bank passwords, UPI PINs, OTPs or card CVVs.

A record keeper, not an adviser

TotalFolio never tells you what to buy or sell, and it sells nothing. It shows your own records and your own dates.

Help test TotalFolio

Before a new app can go on Google Play, Google asks new developers for at least 12 testers who keep it for 14 days. If you have an Android phone, you can help.

  1. Email us the Gmail address you use for the Play Store on your phone.
  2. When the test opens, you get an email with a link to install TotalFolio from Google Play.
  3. Keep it installed for at least 14 days, and tell us what was confusing or broken.

Email us to join the test

We use your email address only for the test. More in the privacy policy.

Questions

Is my data uploaded anywhere?

No. Your records stay on your phone, encrypted. Only if you turn on backup does an encrypted copy go to your own Google Drive, and only you can open it, with a password you choose.

What if I lose my phone?

If backup was on, install TotalFolio on the new phone, choose the same Google account and type your backup password: your records come back. Without a backup they can’t be recovered, because no one else has a copy.

Is TotalFolio an adviser or a seller?

No. It keeps your records and reminds you of dates. It never tells you what to buy or sell, and it sells nothing.

Is it free?

Yes. The app on your phone is free, and there are no ads.

Does it work on iPhone?

Not yet. TotalFolio is coming to Android first.

TotalFolio is made by Ashutosh Kashyap in India. Write to support@totalfolio.app.